Prepare to Enroll - Individuals & Families
7 Things You Can Do To Get Ready Now
- Explore current options. You may be able to get coverage now through existing programs. Visit HealthCare.gov to learn more about health insurance for adults up to age 26 and programs for people and children in families with limited incomes including Medicaid and CHIP.
- Learn about different types of health coverage. Through the Marketplace, you’ll be able to choose a health plan that gives you the right balance of costs and coverage. You can be better prepared if you understand the types of coverage you’ll choose from.
- Make a list of questions you have before it’s time to choose your health plan. For example, “Can I stay with my current doctor?” or “Will this plan cover my health costs when I’m traveling?”
- Make sure you understand how insurance works, including things like premiums, deductibles, out-of-pocket maximums, copayments, and coinsurance. You’ll want to consider these details while you’re exploring your options. Visit HealthCare.gov to learn more about how insurance works.
- Gather basic information about your household income. Most people using the Marketplace will qualify to save money. To find out how much you’re eligible for, you’ll need income information like the kind you get on your W-2, pay stubs, or tax return.
- Set your budget. There will be different types of health plans to meet a variety of needs and budgets. You’ll need to figure out how much you want to spend on premiums each month.
- Ask your employer if it plans to offer health insurance in 2015. If not, you may need to get insurance through the Marketplace or from other sources in 2015.
Click here if you would like to make an appointment to enroll or call us at 1-888-670-6798.